FAQ´s


FAQ´s

Welcome to our FAQs. Here we answer briefly and concisely frequently asked questions. The FAQs are expanded regularly. If you can't find your answer, write to us using the contact form!

General

  • What is an Insurance Broker?

    An insurance broker? What is it anyway and what does it bring me? We answer this question for you with a little video!

  • What does the service cost me?

    As an insurance broker, we receive a brokerage fee from the insurance companies for brokered insurance contracts. Our complete service is therefore free of charge for you.

  • In which languages can the advice be given?

    We are an insurance broker specializing in business immigration and currently offer advice in German and English. If necessary, we can call in interpreters.

  • What are brokerage agreements and broker power of attorney?

    The brokerage contract forms the business basis for the cooperation between the insurance broker and the customer and regulates the rights and obligations of both parties. The brokerage contract is supplemented by a broker power of attorney. Above all, this is intended to simplify the cooperation between brokers and customers. The power of attorney allows, for example, that we represent you as a broker vis-à-vis the insurance company, inspect insurance contracts or provide you with better support in the event of a claim.

  • Intermediate Types-Why Insurance Broker?

    Why should you choose an insurance broker? There are several types of insurance intermediaries in Germany. Depending on the type, the legal situation is different.

  • Can I also have existing insurance contracts checked?

    Yes. Sometimes an old contract is better than a new one and sometimes it's the other way around. It depends on the individual case. If your old contract is better, we can take care for the contract. In this case, too, I usually receive remuneration from the insurer for the management.

  • Can the management of existing contracts be taken over?

    Yes. In principle, you can change the manager of your insurance contracts with most insurers. Should you for example have a good old contract, we can take care of it and your old contract remains unchanged.

  • Why are there so less comparison calculators on the website?

    From our point of view, there is no satisfactory online calculator because there are a lot of insurers and tariffs missing. In some sectors up to 70-80% of the tariffs are missing on the market! How can one speak of a “comparison calculator”?

  • Is it necessary to terminate all old contracts?

    No of course not. In accordance with the best advice principle, we will of course also tell you when you have good contracts. These do not have to be terminated and we only take over the support for such contracts and are mentioned with the insurance company as your contact person.

  • Is the insurance contract with the broker more expensive than with the insurance company itself?

    No, just the opposite. With us, as your insurance broker, you get a guarantee promise, so that you never pay more for a product than directly with a provider. In many cases we can offer you the tariffs even cheaper than the respective insurance company. The reason is that, as an insurance broker, we are on the client's side and negotiate discounts with many product providers for our customers.

  • Can I terminate the cooperation at any time?

    You do not enter into any long-term commitments with us. If you wish, you can manage individual contracts independently at any time or manage your finances completely on your own again. We would like to point out, however, that any liability claims will then be void.

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