Business Immigration


Business Immigration


Business Immigration - What is it?

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We are an insurance brokerage specialising in business immigration. We have been doing this for 10 years now! What is business immigration? Generally speaking, business immigration is the immigration of foreign specialists and executives as well as foreign entrepreneurs and investors to Germany. This usually happens in two ways. Either companies already based in Germany are looking for skilled workers and talent abroad, or foreign entrepreneurs and investors want to expand and are looking for investment opportunities and new markets in Germany or Europe.


Complex questions can arise with points of contact in various areas such as immigration law, taxes, choice of legal form, labour law, social law etc. Therefore, it is important for us to work with reliable partners when it comes to issues beyond insurance law. We work with Berlin Partner GmbH in the area of business immigration services and their Business Location Center. We support these institutions in assessing and arranging the legally required substitutive health insurance cover, adequate pension provision and sufficient labour insurance for their entrepreneurial clients and recruited professionals.


We have been pioneers in the insurance market for many years when it comes to insurability in health and long-term care insurance as well as pension insurance for people from abroad. Over the years, we have had to invest a lot of effort and diligence in establishing and gaining risk acceptance for this client group with German insurers. Over the years, we have been able to develop individual risk assessments and special concepts with renowned German insurers. In the meantime, we are proud of the fact that, thanks to our efforts, the insurance market is opening up more and more to this clientele and that, with our help, special tariffs have already been developed that are tailor-made for these clients. For more information, click on the buttons below.



What is the process?

When do I need which insurance cover?

1. Application for a D-Visa

Take out incoming insurance for presentation at the German mission abroad

2. Registration of an apartment

Landlords often require tenants to take out personal liability and household insurance to protect the landlord's property. We additionally recommend legal expenses insurance for protection in the event of legal disputes with the landlord.

3. Application for a residence permit

Conclusion of either a statutory health insurance policy or a private comprehensive health insurance policy for presentation to the Aliens' Registration Office in Germany.

4. Business Setup

Under certain circumstances, compulsory insurance policies must be taken out. Otherwise, various company insurances, depending on the industry and sector, must be taken out when the company is entered in the commercial register, when the business is registered or when the company is reported to the tax office.

5. Extension / unlimited stay / settlement

Presentation of sufficient old-age provision to the immigration authority (pension insurance, assets, real estate) and possibly conclusion of an adequate employment insurance policy



Expatriates

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Another aspect of business immigration are expatriates and impatriates. Expatriates are mostly specialists and managers who are sent to a foreign branch by an internationally active organisation that employs them. An impatriate is the same person, but is referred to as an impatriate from the perspective of the receiving company. As insurance brokers, we support organisations and companies in finding the adequate insurance cover for the posting abroad, taking into account local circumstances. 


We advise companies and their employees on the right insurance cover for upcoming assignments. There are always many questions that need to be clarified for both sides, employee and employer.


We support both sides equally so that there are no unpleasant surprises, at least on the insurance side. For further information, please click on the following button.

More information


Rate finder and rate calculator


Plan finder and rate calculator

If you already want to get an impression for yourself or already know exactly what you need, you can access our rate finder and rate calculator here, where you can compare various health insurance rates for incoming and outgoing insurance and even take out a policy online. Here we cooperate, among others, with our reliable and solid partner, Care Concept AG, which specialises in travel health insurance abroad.

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